Home Mortgage Calculator

Plan your home purchase safely by calculating exactly how much you'll pay each month with comparative Price vs SAC tables.

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The Math Behind It

M = P * [r(1+r)^n] / [(1+r)^n - 1]

This standard amortization formula calculates the fixed monthly payment required to fully pay off a loan of a specific amount, interest rate, and term.

Example

A $250,000 home loan at 5.5% interest for 30 years will cost you $1,419.47 per month, resulting in $261,010 in total interest paid over the life of the loan.

Official Sources & Validity

Calculations verified against current legislation.

Central Bank of Brazil (BACEN)
CMN Resolutions
Applied Financial Mathematics
Valid for: Global Standard

Frequently Asked Questions

Amortization is the process of spreading out a loan into a series of fixed payments. While the payment stays the same, the portion going towards interest vs. principal changes over time.

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